Q. Do you charge for initial consultations?
A. Absolutely not. We offer an initial consultation during which we get to know one another, and gather your information. We then provide a follow up, retirement analysis that will give you clarity on your retirement position and options for improvement. All of this complimentary . We are only compensated if we choose to work together.
Q. How do you charge for your services?
A. That is up to you. We charge for our services in a variety of ways, always leaving
the choice up to you . We offer a full range of choices, including commission, a percentage of assets managed or an hourly rate. We always fully disclose how we are compensated. As you work with us over time, should you decide later that you would prefer to change the compensation method, we can also do that.
Q. Will you work with my estate attorney or CPA?
A. Of course. We believe that understanding a client’s full financial position is imperative in offering a premium service and doing our job well. Not only will we work with your attorney or CPA, if you do not have one yet, we have trusted partners
that we can recommend.
Q. Will I be able to work directly with Shane and Susan?
A. Certainly. We will both work with you directly during the initial consultations. We have found that this approach allows us to gain a more complete picture of your personal and financial goals, and build investment strategies hand tailored to your needs.
Q. Do you have any investment or insurance company affiliations?
A. No we do not; we are completely independent. We invest our time researching all investment and insurance solutions, so we can always provide you with the best investment solutions available to meet your goals.
Q. How do I prepare for my consultation?
A. To help prepare you for the initial meeting, we will email you a list of items that you should bring with you. This will help us to make our financial analysis
more accurate. If you are married we recommend that both of you attend the consultation meetings; It helps us to make sure we’re addressing all of your concerns and goals, while helping you as a couple to become clear on where your retirement position stands.