Financial Planning Resources

Market Watch

Market Watch for Week of April, 17th 2017

Market Watch 04-17-17

Market Watch provides a snapshot of the past week’s movements and news regarding the major financial stock indices and other global financial markets.
 
 

2017 Income Tax Planning

Listen in Saturday morning as Shane, Susan and Alex talk all about taxes. They discuss changes in tax law, ways to minimize taxation and unique strategies to help you navigate this complex topic. 

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Sudden Wealth

NumbersWhat would you do with an extra $10,000? Maybe you’d pay off some debt, get rid of some college loans, or take a much-needed vacation. What if you suddenly had an extra million or 10 million or more? Now that you’ve come into a windfall, you have some issues to deal with. You’ll need to evaluate your new financial position and consider how your sudden wealth will affect your
financial goals.

Evaluate your new financial position

Just how wealthy are you? You’ll want to figure that out before you make any major life decisions (e.g., to retire). Your first impulse may be to go out and buy things, but that may not be in your best interest.
[Read more…]

Weighing the Choice between Taxable and Tax-Free Bonds

Annual portfolio income question marksIf you’re considering the purchase of an individual bond or even a bond mutual fund, one of your first concerns will be its yield. However, when comparing various yields, you need to make sure you’re not comparing apples to oranges. The yield on a tax-free bond may be lower than that paid by a taxable bond, but you’ll need to look at its tax-equivalent yield to compare them accurately.

What’s taxable? What’s not?

The interest on corporate bonds is taxable by local, state, and federal governments. However, interest on bonds issued by state and local governments (generically called municipal bonds, or munis)
generally is exempt from federal income tax. [Read more…]

Understanding Investment Terms and Concepts

97533413Below are summaries of some basic principles you should understand when evaluating an investment opportunity or making an investment decision. Rest assured, this is not rocket science. In fact, you’ll see that the most important principle on which to base your investment education is simply good common sense. You’ve decided to start investing. If you’ve had little or no experience, you’re probably apprehensive about how to begin. It’s always wise to understand what you’re investing in. The better you understand the information you receive, the more comfortable you will be with the course you’ve chosen.

Don’t be intimidated by jargon

Don’t worry if you can’t understand the experts in the financial media right away. Much of what they say is jargon that is actually less complicated than it sounds. Don’t hesitate to ask questions; when it comes to your money, the only dumb question is the one you don’t ask. Don’t wait to invest until you feel you know everything. [Read more…]