SC Financial Group

The Impact of Inflation

SC Financial Group — Wed, 15 May 2013 17:55:54 +0000

What Is Inflation and Why Should You Care About It?

Inflation occurs when there is more money circulating than there are goods and services to buy. The process is like trying to attend a sold-out concert at the last minute; there is more demand for tickets than there are tickets to go around. As a result, tickets may trade hands for far more than their stated prices. When there’s a lot of demand for goods and services, their prices usually go up. The law of supply and demand produces price inflation. Click Here to download article

Saturday’s show discussion

SC Financial Group — Wed, 15 May 2013 17:43:50 +0000

Balancing Your Investment, Choices with Asset Allocation

A chocolate cake. Pasta. A pancake. They’re all very different, but they generally involve flour, eggs, and perhaps a liquid. Depending on how much of each ingredient you use, you can get very different outcomes. The same is true of your investments. Balancing a portfolio means combining various types of investments using a recipe that’s right for you. Click Here to download article

Spring Newsletter

SC Financial Group — Mon, 08 Apr 2013 19:20:34 +0000

Spring Newsletter

Our Spring Newsletter is now available. This issue contains the following articles:

The American Taxpayer Relief Act of 2012
The “SEPP” Exception to the IRA Premature Distribution Tax
How to Give Wisely and Well
I don’t think I’ll be able to file my tax return by April 15th, is there any way to file my return at a later date?
After filing my tax return, I found out that I’ll be getting a large refund this year. What should I do with it?

SC Financial Group Spring 2013 Newsletter

Retirement Planning Workshop

SC Financial Group — Tue, 22 Jan 2013 22:53:30 +0000

Whether you already have a plan, or are just getting started, this workshop will help you to understand how to create a lasting and predictable retirement. This is a “hands on” workshop, during which Shane and Susan walk you through a realistic case study of a couple that is about to retire. Workshop participants learn how to address key concerns such as how to ensure your assets will last your lifetime, and how to plan for the impacts of inflation and taxation. Click here to read more...

Come and learn about the specific guidance you will need for managing your investments and taking income during retirement. We will show you the power of having both a tailored investment strategy and a distribution strategy. Learn how, when designed properly, these two elements can allow your assets to grow more tax efficiently and last longer for your retirement.

Participants receive a workbook of all materials presented. The workshop is educational and does not present any financial products. Due to the interactive nature, we limit each workshop to a maximum of 8 participants. Early registration is encouraged.

Market Watch

SC Financial Group — Mon, 21 Jan 2013 19:00:35 +0000

Trading Screen

Active vs. Passive Portfolio Management

SC Financial Group — Fri, 11 Jan 2013 23:43:39 +0000

One of the longest-standing debates in investing is over the relative merits of active portfolio management versus passive anagement. With an actively managed portfolio, a manager tries to beat the performance of a given benchmark index by using his or her judgment in selecting individual securities and deciding when to buy and sell them. A passively managed portfolio attempts to match that benchmark performance, and in the process, minimize expenses that can reduce an investor’s net return. Click Here to download

All about IRAs

SC Financial Group — Tue, 08 Jan 2013 00:31:25 +0000

An individual retirement arrangement (IRA) is a personal retirement savings plan that offers specific tax benefits. In fact, IRAs are one of the most powerful retirement savings tools available to you. Even if you’re contributing to a 401(k) or other plan at work, you should also consider investing in an IRA. Click Here to download

An IRA dilemma: To roll or not to roll

SC Financial Group — Mon, 07 Jan 2013 00:37:55 +0000

When you take a distribution from your company’s retirement plan – at retirement or when you change jobs – you may find yourself with a sizable sum of money. This windfall is often referred to as a lump-sum distribution. In addition to wondering what you should do with this money, you also may have concerns about taxes and investing issues that you never had to think about before, such as early withdrawal penalties and a 20% mandatory withholding. Click Here to download

401(K) plan choices for job changers

SC Financial Group — Sun, 06 Jan 2013 00:50:09 +0000

When you change jobs, it can be for any number of reasons. Regardless of what triggers a job change, however, most experts agree such an even creates a perfect opportunity to reevaluate your long-term financial plan. After all, this is one of the few times – aside from actual retirement – that you will be faced with making decisions about what to do with the money you have been saving in your 401(k) plan. Reviewing your situation at this transitional time cannot only help you feel better about your new job, it can get you refocused on your long-term savings plan. Click Here to download

Winter Newsletter

SC Financial Group — Sat, 05 Jan 2013 01:01:00 +0000

Winter Newsletter

Our Winter Newsletter is now available. This issue contains the following articles.

High-Yield Bonds: The Pros and Cons,
Two Social Security Strategies for Married Couples,
Life Insurance Tax Traps for the Unwary,
Should I be worried about recent municipal bankruptcies?

Click here for our Winter Newsletter