Description: Shane and Susan discuss the benefits of working with parents and adult children together when creating intergenerational plans, the dilemma of learning how to find the appropriate level of spending when moving to retirement, and strategies for more conservative investors.  We also answer calls questions on converting rental property assets into a retirement income stream.

Date: January 29th, 2012

Retirement Freedom 01-29-12

Description: This week’s show encourages our listeners to build a financial plan as the base for making decisions in your spending and investments.  Topics covered include the role of real estate in  a portfolio , target funds in your 401K , and  how to select the correct pension option for your circumstances,  We also discuss the resources available on our website if you are beginning to put your own plan together, and answer caller questions on gold, what age to begin planning for retirement, and our thoughts on holding a large amount of company stock in your 401K.

Date: January 22nd, 2012

Retirement Freedom 01-22-12

Description: Shane and Susan discuss several key concepts to consider when creating your investment and income strategies for the coming year, including diversifying your bond fund mix, and considerations when selecting between different bond funds.  We discuss the role for dividend yielding equity funds in your portfolio, and areas of concern when diversifying your investments globally.  We also answer caller questions on creating an income plan, and discuss our upcoming workshop this Thursday.

Date: January 15th, 2012

Retirement Freedom 01-15-12

Description: Shane and Susan hope that everyone had a wonderful holiday season and open the new year with a discussion on why now is a great time to  create or update your retirement plan We explain what you need to plan for in preparing for your retirement years, and why a good retirement plan should be the basis for selecting your investment strategies.  We spend some time on how to create investment strategies that will support taking income from your portfolio in volatile markets.  .We also take your calls on how to best prepare for a successful year.

Date: January 8th, 2012

Retirement Freedom 01-08-12

We are very pleased to have the opportunity to spend more time talking about the issues that you care about. To engage in important discussions, on topics like planning for retirement, financial philosophies, and the economic and political world that we live in.

Just like our show “Retirement Freedom” on KTTH 770 Sundays from 8am – 9am, we are a live call in talk radio show, based right here in the Seattle area, and we always welcome your calls and input.

We hope to forge a long standing relationship with you our beloved listeners, and impart valuable information that can positively affect your life.

We thank you for your support, and look forward to speaking with you.

Sincerely,

Shane Cloninger, Susan Carter and SC Financial Group, LLC

This workshop explores the options available to investors who are concerned about the risks of today’s markets and yet are seeking reasonable returns.  If you find yourself in the position of considering different investment options such as CD’s and fixed or indexed annuities, you should attend this workshop to learn what other options are available to you.

An alternative approach that has been around for some time, but is not commonly understood are Accumulation Benefits – an elective rider that can be added to a variable annuity, and are available through many annuity companies.

Participants will learn how to evaluate the benefits and costs, and how to determine if an Accumulation Benefit rider is an appropriate choice. We will use simple examples, showing how these valuable financial tools might be useful in your portfolio.

Picking the right solution that will address the challenges of inflation and taxation, especially in today’s low-interest environment is a huge decision.  If long term preservation of your investments is important, but you also want your money to work for you, then this is an educational opportunity you will not want to miss!

Click here to Register for January 24th 2012 Workshop

Location:

Description: Shane and Susan discuss Guaranteed Minimum Accumulation Benefits, how they work and why we believe they can be a very useful tool for some investors, and anyone looking to participate in the market and also retain principle. We also take your calls on the difference between independent and dependent advisers(27:30).

Date: December 18th, 2011

Retirement Freedom 12-18-2011

This is our last show until we return after the holidays. We have two workshops in January which you can sign up for on our workshops page.

Happy Holidays to everyone from SC Financial Group, LLC

Whether you already have a plan, or are just getting started, this workshop will help you to understand how to create a lasting and predictable retirement.  This is a “hands on” workshop, during which Shane and Susan walk you through a realistic case study of a couple that is about to retire.   Workshop participants  learn how to address key concerns such as how to ensure your assets will outlast your lifetime,  how to plan for the impacts of inflation and taxation, or other personal challenges you may face during retirement.

Come and learn about the specific guidance you will need for managing your investments and taking income during retirement.  We will show you the power of having both a tailored investment strategy and a distribution strategy.  Learn how, when designed properly, these two elements can allow your assets to grow more tax efficiently and last longer for your retirement.

Participants receive a workbook of all materials presented.  The workshop is educational and does not present any financial products.  Due to the interactive nature, we limit each workshop to a maximum of 12 participants.   Early registration is encouraged.

Specialized Workshops

We have several workshops that we can offer for private groups, non-profits or other organizations.  These topics include:

• Investing for Young Adults
• Getting Started –   Investment Strategies for Your Thirties
• College Savings Strategies
• A Woman’s Way –  Personal and Financial Preparation for the Retirement Years
• Charitable Giving

If you have an interest in any of these topics contact us for further information.  Subject to our availability.

Location:

Description: Shane and Susan discuss adjusting your investments for your life and the importance of matching your portfolio to you. Staying confident and staying the course in retirement, trusting your investments and your financial plan.  In a special spotlight segment, we cover an annuity benefit that might help preserve long-term principal.

Date: December 11th, 2011

Retirement Freedom 12-11-2011